Call reports 2011
BANK OF DESOTO, NATIONAL ASSOCIATION — 2011
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 162,305,000 | 163,419,000 | 179,527,000 | 171,468,000 |
| Total loans | 108,803,000 | 107,970,000 | 108,227,000 | 109,035,000 |
| Allowance for loan losses | 1,194,000 | 1,148,000 | 1,059,000 | 1,286,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,873,000 | 14,874,000 | 8,446,000 | 8,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,530,000 | 146,214,000 | 162,051,000 | 153,806,000 |
| Interest-bearing deposits | 119,600,000 | 118,982,000 | 133,609,000 | 125,736,000 |
| Noninterest-bearing deposits | 25,930,000 | 27,232,000 | 28,442,000 | 28,070,000 |
| Equity capital | 16,562,000 | 16,957,000 | 17,241,000 | 17,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,603,000 | 5,310,000 | 7,952,000 | 10,576,000 |
| Interest expense | 379,000 | 744,000 | 1,114,000 | 1,455,000 |
| Net interest income | 2,224,000 | 4,566,000 | 6,838,000 | 9,121,000 |
| Noninterest income | 253,000 | 539,000 | 850,000 | 1,121,000 |
| Noninterest expense | 1,394,000 | 2,817,000 | 4,341,000 | 5,756,000 |
| Provision for loan losses | 85,000 | 195,000 | 270,000 | 460,000 |
| Pretax income | 998,000 | 2,093,000 | 3,077,000 | 4,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 998,000 | 2,093,000 | 3,077,000 | 4,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,562,000 | 16,957,000 | 17,241,000 | 17,490,000 |
| Total capital | 17,756,000 | 18,130,000 | 18,300,000 | 18,776,000 |
| Risk-weighted assets | 105,237,000 | 106,146,000 | 107,390,000 | 106,614,000 |