Call reports 2010
BANK OF DESOTO, NATIONAL ASSOCIATION — 2010
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 158,262,000 | 161,266,000 | 162,362,000 | 158,239,000 |
| Total loans | 102,279,000 | 105,945,000 | 108,495,000 | 108,729,000 |
| Allowance for loan losses | 973,000 | 1,005,000 | 1,114,000 | 1,149,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,968,000 | 16,583,000 | 14,434,000 | 14,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,981,000 | 145,611,000 | 146,414,000 | 141,989,000 |
| Interest-bearing deposits | 117,268,000 | 120,718,000 | 122,207,000 | 117,487,000 |
| Noninterest-bearing deposits | 25,713,000 | 24,893,000 | 24,207,000 | 24,502,000 |
| Equity capital | 14,998,000 | 15,379,000 | 15,652,000 | 16,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,565,000 | 5,145,000 | 7,788,000 | 10,477,000 |
| Interest expense | 511,000 | 1,012,000 | 1,502,000 | 1,946,000 |
| Net interest income | 2,054,000 | 4,133,000 | 6,286,000 | 8,531,000 |
| Noninterest income | 241,000 | 518,000 | 817,000 | 1,107,000 |
| Noninterest expense | 1,327,000 | 2,588,000 | 3,835,000 | 5,359,000 |
| Provision for loan losses | 190,000 | 435,000 | 885,000 | 1,010,000 |
| Pretax income | 778,000 | 1,639,000 | 2,394,000 | 3,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 778,000 | 1,639,000 | 2,394,000 | 3,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,998,000 | 15,379,000 | 15,652,000 | 16,046,000 |
| Total capital | 15,971,000 | 16,384,000 | 16,766,000 | 17,192,000 |
| Risk-weighted assets | 102,754,000 | 107,823,000 | 106,519,000 | 105,272,000 |