Call reports 2009
BANK OF DESOTO, NATIONAL ASSOCIATION — 2009
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 152,679,000 | 155,130,000 | 155,276,000 | 155,615,000 |
| Total loans | 100,454,000 | 98,890,000 | 101,039,000 | 101,458,000 |
| Allowance for loan losses | 854,000 | 979,000 | 1,045,000 | 998,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,418,000 | 15,487,000 | 22,977,000 | 25,968,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,282,000 | 140,620,000 | 140,475,000 | 140,640,000 |
| Interest-bearing deposits | 113,761,000 | 115,774,000 | 114,237,000 | 115,679,000 |
| Noninterest-bearing deposits | 24,521,000 | 24,846,000 | 26,238,000 | 24,961,000 |
| Equity capital | 14,013,000 | 14,139,000 | 14,425,000 | 14,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,545,000 | 5,000,000 | 7,572,000 | 10,100,000 |
| Interest expense | 894,000 | 1,727,000 | 2,526,000 | 3,195,000 |
| Net interest income | 1,651,000 | 3,273,000 | 5,046,000 | 6,905,000 |
| Noninterest income | 230,000 | 466,000 | 749,000 | 1,016,000 |
| Noninterest expense | 1,043,000 | 2,200,000 | 3,359,000 | 4,670,000 |
| Provision for loan losses | 120,000 | 340,000 | 470,000 | 550,000 |
| Pretax income | 718,000 | 1,199,000 | 1,966,000 | 2,724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 718,000 | 1,199,000 | 1,966,000 | 2,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,052,000 | 14,139,000 | 14,425,000 | 14,702,000 |
| Total capital | 14,934,000 | 15,118,000 | 15,470,000 | 15,700,000 |
| Risk-weighted assets | 100,181,000 | 101,965,000 | 102,563,000 | 102,619,000 |