Call reports 2008
BANK OF DESOTO, NATIONAL ASSOCIATION — 2008
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 161,445,000 | 144,308,000 | 151,090,000 | 152,082,000 |
| Total loans | 92,066,000 | 94,619,000 | 95,946,000 | 97,057,000 |
| Allowance for loan losses | 895,000 | 906,000 | 1,000,000 | 838,000 |
| Securities available for sale | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities held to maturity | 26,409,000 | 31,416,000 | 31,416,000 | 24,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,168,000 | 130,673,000 | 137,161,000 | 137,890,000 |
| Interest-bearing deposits | 123,007,000 | 106,398,000 | 112,570,000 | 114,611,000 |
| Noninterest-bearing deposits | 25,161,000 | 24,275,000 | 24,591,000 | 23,279,000 |
| Equity capital | 12,866,000 | 13,215,000 | 13,485,000 | 13,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,176,000 | 7,874,000 | 10,556,000 |
| Interest expense | 957,000 | 1,867,000 | 2,811,000 | 3,798,000 |
| Net interest income | 1,603,000 | 3,309,000 | 5,063,000 | 6,758,000 |
| Noninterest income | 255,000 | 545,000 | 823,000 | 1,079,000 |
| Noninterest expense | 1,087,000 | 2,134,000 | 3,226,000 | 4,504,000 |
| Provision for loan losses | 75,000 | 195,000 | 385,000 | 285,000 |
| Pretax income | 696,000 | 1,525,000 | 2,275,000 | 3,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 696,000 | 1,525,000 | 2,275,000 | 3,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,907,000 | 13,254,000 | 13,524,000 | 13,815,000 |
| Total capital | 13,817,000 | 14,180,000 | 14,553,000 | 14,653,000 |
| Risk-weighted assets | 97,926,000 | 95,254,000 | 98,243,000 | 98,684,000 |