Call reports 2007
BANK OF DESOTO, NATIONAL ASSOCIATION — 2007
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 135,507,000 | 137,813,000 | 136,770,000 | 137,593,000 |
| Total loans | 87,604,000 | 89,525,000 | 91,119,000 | 90,355,000 |
| Allowance for loan losses | 860,000 | 880,000 | 962,000 | 920,000 |
| Securities available for sale | 981,000 | 965,000 | 989,000 | 1,000,000 |
| Securities held to maturity | 22,470,000 | 28,471,000 | 30,471,000 | 30,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,853,000 | 124,010,000 | 123,830,000 | 124,545,000 |
| Interest-bearing deposits | 100,232,000 | 102,441,000 | 102,347,000 | 102,412,000 |
| Noninterest-bearing deposits | 21,621,000 | 21,569,000 | 21,483,000 | 22,133,000 |
| Equity capital | 13,227,000 | 13,374,000 | 12,450,000 | 12,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 4,990,000 | 7,603,000 | 10,219,000 |
| Interest expense | 1,030,000 | 2,095,000 | 3,189,000 | 4,256,000 |
| Net interest income | 1,424,000 | 2,895,000 | 4,414,000 | 5,963,000 |
| Noninterest income | 253,000 | 529,000 | 811,000 | 1,086,000 |
| Noninterest expense | 1,034,000 | 2,093,000 | 3,113,000 | 4,337,000 |
| Provision for loan losses | 60,000 | 150,000 | 260,000 | 260,000 |
| Pretax income | 583,000 | 1,181,000 | 1,852,000 | 2,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,181,000 | 1,852,000 | 2,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,290,000 | 13,451,000 | 12,504,000 | 12,666,000 |
| Total capital | 14,150,000 | 14,331,000 | 13,466,000 | 13,586,000 |
| Risk-weighted assets | 91,569,000 | 92,797,000 | 93,326,000 | 92,403,000 |