Call reports 2006
BANK OF DESOTO, NATIONAL ASSOCIATION — 2006
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 123,907,000 | 128,453,000 | 122,114,000 | 129,730,000 |
| Total loans | 80,144,000 | 82,570,000 | 82,301,000 | 85,826,000 |
| Allowance for loan losses | 877,000 | 902,000 | 979,000 | 835,000 |
| Securities available for sale | 2,947,000 | 2,930,000 | 3,970,000 | 980,000 |
| Securities held to maturity | 19,103,000 | 19,414,000 | 19,415,000 | 22,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,242,000 | 115,554,000 | 108,864,000 | 116,273,000 |
| Interest-bearing deposits | 88,942,000 | 91,415,000 | 85,886,000 | 92,715,000 |
| Noninterest-bearing deposits | 22,300,000 | 24,139,000 | 22,978,000 | 23,558,000 |
| Equity capital | 12,400,000 | 12,609,000 | 12,925,000 | 13,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,255,000 | 4,558,000 | 6,837,000 | 9,254,000 |
| Interest expense | 718,000 | 1,457,000 | 2,223,000 | 3,122,000 |
| Net interest income | 1,537,000 | 3,101,000 | 4,614,000 | 6,132,000 |
| Noninterest income | 221,000 | 452,000 | 716,000 | 990,000 |
| Noninterest expense | 948,000 | 1,910,000 | 2,869,000 | 4,034,000 |
| Provision for loan losses | 110,000 | 280,000 | 385,000 | 385,000 |
| Pretax income | 700,000 | 1,363,000 | 2,076,000 | 2,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 700,000 | 1,363,000 | 2,076,000 | 2,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,498,000 | 12,724,000 | 13,000,000 | 13,145,000 |
| Total capital | 13,375,000 | 13,626,000 | 13,979,000 | 13,980,000 |
| Risk-weighted assets | 83,416,000 | 84,770,000 | 83,318,000 | 88,338,000 |