Call reports 2003

BANK OF DESOTO, NATIONAL ASSOCIATION — 2003

Name: BANK OF DESOTO, NATIONAL ASSOCIATION — FFIEC call report 2003
Creator: BANK OF DESOTO, NATIONAL ASSOCIATION

What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8ea7d615-c597-4fd0-8751-1bea2ccddfda/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	114,889,000	115,643,000	114,646,000	115,621,000
Total loans	67,133,000	70,048,000	71,668,000	74,348,000
Allowance for loan losses	858,000	912,000	906,000	910,000
Securities available for sale	12,113,000	7,024,000	11,063,000	12,055,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	105,273,000	105,735,000	104,398,000	105,282,000
Interest-bearing deposits	84,087,000	85,548,000	84,583,000	85,825,000
Noninterest-bearing deposits	21,186,000	20,187,000	19,815,000	19,457,000
Equity capital	9,302,000	9,555,000	9,922,000	10,107,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,935,000	3,867,000	5,746,000	7,694,000
Interest expense	503,000	991,000	1,443,000	1,852,000
Net interest income	1,432,000	2,876,000	4,303,000	5,842,000
Noninterest income	228,000	471,000	702,000	918,000
Noninterest expense	854,000	1,695,000	2,460,000	3,390,000
Provision for loan losses	130,000	240,000	440,000	495,000
Pretax income	676,000	1,412,000	2,105,000	2,875,000
Income tax	0	0	0	0
Net income	676,000	1,412,000	2,105,000	2,875,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	9,182,000	9,524,000	9,823,000	10,024,000
Total capital	10,040,000	10,412,000	10,729,000	10,934,000
Risk-weighted assets	68,328,000	71,032,000	72,227,000	74,678,000