Call reports 2002
BANK OF DESOTO, NATIONAL ASSOCIATION — 2002
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,972,000 | 114,522,000 | 110,983,000 | 123,668,000 |
| Total loans | 67,700,000 | 69,246,000 | 69,011,000 | 67,151,000 |
| Allowance for loan losses | 801,000 | 701,000 | 876,000 | 833,000 |
| Securities available for sale | 16,837,000 | 15,270,000 | 18,255,000 | 20,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,227,000 | 105,214,000 | 101,710,000 | 114,160,000 |
| Interest-bearing deposits | 86,626,000 | 84,795,000 | 82,647,000 | 87,925,000 |
| Noninterest-bearing deposits | 19,601,000 | 20,419,000 | 19,063,000 | 26,235,000 |
| Equity capital | 8,324,000 | 8,888,000 | 8,825,000 | 9,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,242,000 | 6,371,000 | 8,506,000 |
| Interest expense | 728,000 | 1,395,000 | 2,003,000 | 2,580,000 |
| Net interest income | 1,394,000 | 2,847,000 | 4,368,000 | 5,926,000 |
| Noninterest income | 244,000 | 493,000 | 754,000 | 1,003,000 |
| Noninterest expense | 820,000 | 1,781,000 | 2,656,000 | 3,573,000 |
| Provision for loan losses | 275,000 | 490,000 | 875,000 | 1,030,000 |
| Pretax income | 543,000 | 1,069,000 | 1,591,000 | 2,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 543,000 | 1,069,000 | 1,591,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,480,000 | 8,612,000 | 8,559,000 | 8,900,000 |
| Total capital | 9,281,000 | 9,313,000 | 9,414,000 | 9,733,000 |
| Risk-weighted assets | 68,746,000 | 69,033,000 | 68,389,000 | 69,555,000 |