Call reports 2001
BANK OF DESOTO, NATIONAL ASSOCIATION — 2001
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,046,000 | 111,081,000 | 117,644,000 | 116,745,000 |
| Total loans | 64,537,000 | 65,809,000 | 68,160,000 | 69,308,000 |
| Allowance for loan losses | 574,000 | 614,000 | 643,000 | 738,000 |
| Securities available for sale | 19,142,000 | 21,114,000 | 16,299,000 | 15,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,934,000 | 101,840,000 | 108,088,000 | 107,540,000 |
| Interest-bearing deposits | 80,050,000 | 82,154,000 | 86,379,000 | 88,181,000 |
| Noninterest-bearing deposits | 18,884,000 | 19,686,000 | 21,709,000 | 19,359,000 |
| Equity capital | 8,473,000 | 8,581,000 | 8,870,000 | 8,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,217,000 | 4,464,000 | 6,695,000 | 8,880,000 |
| Interest expense | 1,020,000 | 2,035,000 | 3,064,000 | 4,016,000 |
| Net interest income | 1,197,000 | 2,427,000 | 3,631,000 | 4,864,000 |
| Noninterest income | 195,000 | 442,000 | 703,000 | 969,000 |
| Noninterest expense | 800,000 | 1,609,000 | 2,426,000 | 3,342,000 |
| Provision for loan losses | 54,000 | 165,000 | 270,000 | 655,000 |
| Pretax income | 538,000 | 1,097,000 | 1,638,000 | 1,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 538,000 | 1,097,000 | 1,638,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,275,000 | 8,440,000 | 8,544,000 | 8,348,000 |
| Total capital | 8,849,000 | 9,054,000 | 9,187,000 | 9,086,000 |
| Risk-weighted assets | 64,056,000 | 67,272,000 | 69,173,000 | 70,282,000 |