Call reports 2025
FIRST AMERICAN BANK AND TRUST — 2025
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,366,195,000 | 1,340,778,000 | 1,325,606,000 | 1,364,195,000 |
| Total loans | 836,626,000 | 845,923,000 | 852,097,000 | 848,243,000 |
| Allowance for loan losses | 13,976,000 | 13,926,000 | 13,823,000 | 13,740,000 |
| Securities available for sale | 382,200,000 | 381,132,000 | 372,352,000 | 362,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,214,960,000 | 1,185,305,000 | 1,160,884,000 | 1,194,779,000 |
| Interest-bearing deposits | 760,153,000 | 735,586,000 | 733,128,000 | 761,095,000 |
| Noninterest-bearing deposits | 454,807,000 | 449,719,000 | 427,756,000 | 433,684,000 |
| Equity capital | 140,338,000 | 145,568,000 | 153,327,000 | 160,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,110,000 | 30,454,000 | 46,327,000 | 62,111,000 |
| Interest expense | 3,856,000 | 7,396,000 | 10,810,000 | 14,027,000 |
| Net interest income | 11,254,000 | 23,058,000 | 35,517,000 | 48,084,000 |
| Noninterest income | 1,847,000 | 3,687,000 | 5,687,000 | 7,605,000 |
| Noninterest expense | 8,720,000 | 17,632,000 | 26,968,000 | 36,311,000 |
| Provision for loan losses | 0 | 4,000 | -4,000 | -5,000 |
| Pretax income | 4,381,000 | 9,113,000 | 14,236,000 | 19,378,000 |
| Income tax | 842,000 | 1,757,000 | 2,754,000 | 3,753,000 |
| Net income | 3,539,000 | 7,356,000 | 11,482,000 | 15,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,042,000 | 184,959,000 | 188,185,000 | 191,428,000 |
| Total capital | 191,692,000 | 194,706,000 | 197,827,000 | 200,935,000 |
| Risk-weighted assets | 767,580,000 | 775,528,000 | 767,085,000 | 756,258,000 |