Call reports 2023
FIRST AMERICAN BANK AND TRUST — 2023
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,475,175,000 | 1,421,824,000 | 1,403,026,000 | 1,446,858,000 |
| Total loans | 809,004,000 | 825,437,000 | 838,802,000 | 844,065,000 |
| Allowance for loan losses | 16,599,000 | 15,573,000 | 15,294,000 | 15,088,000 |
| Securities available for sale | 518,505,000 | 497,790,000 | 472,887,000 | 486,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,223,001,000 | 1,189,605,000 | 1,176,415,000 | 1,202,807,000 |
| Interest-bearing deposits | 732,553,000 | 728,238,000 | 735,556,000 | 765,769,000 |
| Noninterest-bearing deposits | 490,448,000 | 461,367,000 | 440,859,000 | 437,038,000 |
| Equity capital | 119,789,000 | 117,640,000 | 108,786,000 | 128,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,347,000 | 27,568,000 | 42,200,000 | 57,178,000 |
| Interest expense | 2,672,000 | 6,688,000 | 11,421,000 | 16,798,000 |
| Net interest income | 10,675,000 | 20,880,000 | 30,779,000 | 40,380,000 |
| Noninterest income | 1,630,000 | 3,364,000 | 5,610,000 | 7,350,000 |
| Noninterest expense | 8,409,000 | 16,798,000 | 25,395,000 | 33,552,000 |
| Provision for loan losses | 0 | 0 | -305,000 | -305,000 |
| Pretax income | 3,896,000 | 7,446,000 | 11,299,000 | 14,483,000 |
| Income tax | 740,000 | 1,426,000 | 2,191,000 | 2,829,000 |
| Net income | 3,156,000 | 6,020,000 | 9,108,000 | 11,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,765,000 | 168,729,000 | 170,917,000 | 172,563,000 |
| Total capital | 176,885,000 | 178,859,000 | 181,081,000 | 182,680,000 |
| Risk-weighted assets | 803,200,000 | 805,019,000 | 808,000,000 | 804,288,000 |