Call reports 2020
FIRST AMERICAN BANK AND TRUST — 2020
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 945,718,000 | 1,045,831,000 | 1,050,655,000 | 1,111,169,000 |
| Total loans | 667,685,000 | 709,562,000 | 706,683,000 | 693,185,000 |
| Allowance for loan losses | 12,898,000 | 13,914,000 | 15,299,000 | 16,561,000 |
| Securities available for sale | 196,476,000 | 213,983,000 | 233,763,000 | 248,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 802,238,000 | 893,998,000 | 898,300,000 | 958,934,000 |
| Interest-bearing deposits | 497,018,000 | 519,398,000 | 542,035,000 | 569,994,000 |
| Noninterest-bearing deposits | 305,220,000 | 374,600,000 | 356,265,000 | 388,940,000 |
| Equity capital | 141,145,000 | 146,493,000 | 148,394,000 | 149,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,111,000 | 20,072,000 | 29,992,000 | 40,271,000 |
| Interest expense | 898,000 | 1,691,000 | 2,432,000 | 3,027,000 |
| Net interest income | 9,213,000 | 18,381,000 | 27,560,000 | 37,244,000 |
| Noninterest income | 1,891,000 | 3,476,000 | 5,286,000 | 7,246,000 |
| Noninterest expense | 6,916,000 | 13,485,000 | 20,232,000 | 27,970,000 |
| Provision for loan losses | 250,000 | 1,150,000 | 2,650,000 | 3,900,000 |
| Pretax income | 3,982,000 | 7,266,000 | 10,008,000 | 12,738,000 |
| Income tax | 747,000 | 1,343,000 | 1,824,000 | 2,303,000 |
| Net income | 3,235,000 | 5,923,000 | 8,184,000 | 10,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,074,000 | 141,862,000 | 143,223,000 | 144,574,000 |
| Total capital | 148,277,000 | 149,830,000 | 151,341,000 | 152,717,000 |
| Risk-weighted assets | 651,601,000 | 631,517,000 | 642,310,000 | 643,074,000 |