Call reports 2016
FIRST AMERICAN BANK AND TRUST — 2016
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 863,399,000 | 858,555,000 | 840,158,000 | 892,604,000 |
| Total loans | 502,129,000 | 513,147,000 | 519,567,000 | 532,818,000 |
| Allowance for loan losses | 13,549,000 | 13,433,000 | 12,390,000 | 12,360,000 |
| Securities available for sale | 286,486,000 | 288,068,000 | 259,157,000 | 246,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 747,996,000 | 739,212,000 | 715,515,000 | 770,730,000 |
| Interest-bearing deposits | 494,239,000 | 481,165,000 | 467,913,000 | 499,729,000 |
| Noninterest-bearing deposits | 253,757,000 | 258,047,000 | 247,602,000 | 271,001,000 |
| Equity capital | 109,841,000 | 113,437,000 | 115,647,000 | 109,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,154,000 | 16,455,000 | 24,746,000 | 33,033,000 |
| Interest expense | 381,000 | 754,000 | 1,131,000 | 1,497,000 |
| Net interest income | 7,773,000 | 15,701,000 | 23,615,000 | 31,536,000 |
| Noninterest income | 1,847,000 | 3,744,000 | 5,746,000 | 7,745,000 |
| Noninterest expense | 5,650,000 | 11,322,000 | 17,196,000 | 23,937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,977,000 | 8,133,000 | 12,251,000 | 15,453,000 |
| Income tax | 1,095,000 | 2,229,000 | 3,344,000 | 4,165,000 |
| Net income | 2,882,000 | 5,904,000 | 8,907,000 | 11,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,134,000 | 109,293,000 | 111,434,000 | 111,962,000 |
| Total capital | 113,353,000 | 115,696,000 | 117,745,000 | 118,435,000 |
| Risk-weighted assets | 490,218,000 | 505,178,000 | 498,794,000 | 511,938,000 |