Call reports 2015
FIRST AMERICAN BANK AND TRUST — 2015
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 829,623,000 | 821,121,000 | 833,634,000 | 880,327,000 |
| Total loans | 468,999,000 | 470,521,000 | 481,750,000 | 494,249,000 |
| Allowance for loan losses | 11,617,000 | 11,721,000 | 11,733,000 | 13,621,000 |
| Securities available for sale | 311,811,000 | 304,070,000 | 304,580,000 | 283,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 721,854,000 | 715,781,000 | 711,092,000 | 764,438,000 |
| Interest-bearing deposits | 487,111,000 | 480,298,000 | 474,393,000 | 504,342,000 |
| Noninterest-bearing deposits | 234,743,000 | 235,483,000 | 236,699,000 | 260,096,000 |
| Equity capital | 101,468,000 | 100,238,000 | 104,507,000 | 106,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,753,000 | 15,726,000 | 23,852,000 | 32,603,000 |
| Interest expense | 398,000 | 793,000 | 1,188,000 | 1,580,000 |
| Net interest income | 7,355,000 | 14,933,000 | 22,664,000 | 31,023,000 |
| Noninterest income | 1,886,000 | 3,905,000 | 5,971,000 | 7,905,000 |
| Noninterest expense | 5,586,000 | 11,247,000 | 17,143,000 | 23,935,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 275,000 |
| Pretax income | 3,580,000 | 7,861,000 | 11,686,000 | 15,170,000 |
| Income tax | 959,000 | 2,137,000 | 3,152,000 | 4,091,000 |
| Net income | 2,621,000 | 5,724,000 | 8,534,000 | 11,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,019,000 | 101,372,000 | 103,432,000 | 105,115,000 |
| Total capital | 104,844,000 | 107,224,000 | 109,377,000 | 111,176,000 |
| Risk-weighted assets | 460,225,000 | 462,316,000 | 469,799,000 | 477,330,000 |