Call reports 2014
FIRST AMERICAN BANK AND TRUST — 2014
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 759,524,000 | 747,718,000 | 772,608,000 | 797,337,000 |
| Total loans | 452,468,000 | 459,165,000 | 469,486,000 | 470,331,000 |
| Allowance for loan losses | 11,692,000 | 11,839,000 | 11,748,000 | 11,641,000 |
| Securities available for sale | 218,080,000 | 236,850,000 | 235,985,000 | 244,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,437,000 | 642,915,000 | 666,975,000 | 692,349,000 |
| Interest-bearing deposits | 446,070,000 | 446,065,000 | 464,175,000 | 481,437,000 |
| Noninterest-bearing deposits | 216,367,000 | 196,850,000 | 202,800,000 | 210,912,000 |
| Equity capital | 90,427,000 | 93,767,000 | 96,238,000 | 98,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,638,000 | 15,258,000 | 23,122,000 | 30,874,000 |
| Interest expense | 437,000 | 864,000 | 1,279,000 | 1,684,000 |
| Net interest income | 7,201,000 | 14,394,000 | 21,843,000 | 29,190,000 |
| Noninterest income | 1,947,000 | 3,920,000 | 5,967,000 | 7,984,000 |
| Noninterest expense | 5,748,000 | 11,249,000 | 16,832,000 | 23,346,000 |
| Provision for loan losses | 225,000 | 375,000 | 450,000 | 525,000 |
| Pretax income | 3,256,000 | 6,771,000 | 10,712,000 | 13,488,000 |
| Income tax | 966,000 | 2,009,000 | 3,180,000 | 3,923,000 |
| Net income | 2,290,000 | 4,762,000 | 7,532,000 | 9,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,123,000 | 93,845,000 | 95,866,000 | 97,148,000 |
| Total capital | 97,910,000 | 99,745,000 | 101,852,000 | 103,129,000 |
| Risk-weighted assets | 457,034,000 | 466,053,000 | 473,106,000 | 472,797,000 |