Call reports 2013
FIRST AMERICAN BANK AND TRUST — 2013
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 730,211,000 | 723,193,000 | 718,306,000 | 752,021,000 |
| Total loans | 434,483,000 | 442,577,000 | 441,662,000 | 451,816,000 |
| Allowance for loan losses | 11,088,000 | 11,284,000 | 11,234,000 | 11,483,000 |
| Securities available for sale | 215,257,000 | 219,833,000 | 216,002,000 | 215,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,975,000 | 630,750,000 | 623,750,000 | 658,566,000 |
| Interest-bearing deposits | 447,044,000 | 443,345,000 | 438,863,000 | 468,864,000 |
| Noninterest-bearing deposits | 185,931,000 | 187,405,000 | 184,887,000 | 189,702,000 |
| Equity capital | 88,856,000 | 85,875,000 | 87,062,000 | 87,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,225,000 | 14,751,000 | 22,214,000 | 29,830,000 |
| Interest expense | 751,000 | 1,483,000 | 2,178,000 | 2,685,000 |
| Net interest income | 6,474,000 | 13,268,000 | 20,036,000 | 27,145,000 |
| Noninterest income | 2,048,000 | 4,154,000 | 6,173,000 | 8,438,000 |
| Noninterest expense | 5,392,000 | 10,810,000 | 16,239,000 | 22,356,000 |
| Provision for loan losses | 450,000 | 750,000 | 1,050,000 | 1,350,000 |
| Pretax income | 2,680,000 | 6,049,000 | 9,107,000 | 12,064,000 |
| Income tax | 809,000 | 1,843,000 | 2,757,000 | 3,631,000 |
| Net income | 1,871,000 | 4,206,000 | 6,350,000 | 8,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,971,000 | 87,630,000 | 89,099,000 | 90,508,000 |
| Total capital | 91,558,000 | 93,388,000 | 94,837,000 | 96,313,000 |
| Risk-weighted assets | 441,466,000 | 455,120,000 | 453,534,000 | 458,738,000 |