Call reports 2012
FIRST AMERICAN BANK AND TRUST — 2012
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 723,107,000 | 710,044,000 | 709,935,000 | 727,158,000 |
| Total loans | 445,978,000 | 444,710,000 | 442,964,000 | 439,725,000 |
| Allowance for loan losses | 12,441,000 | 10,737,000 | 10,870,000 | 10,656,000 |
| Securities available for sale | 200,193,000 | 193,229,000 | 193,675,000 | 195,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,905,000 | 615,402,000 | 612,536,000 | 630,384,000 |
| Interest-bearing deposits | 447,239,000 | 439,533,000 | 433,776,000 | 442,643,000 |
| Noninterest-bearing deposits | 182,666,000 | 175,869,000 | 178,760,000 | 187,741,000 |
| Equity capital | 84,645,000 | 86,230,000 | 88,071,000 | 88,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,629,000 | 15,138,000 | 22,611,000 | 30,035,000 |
| Interest expense | 907,000 | 1,795,000 | 2,664,000 | 3,497,000 |
| Net interest income | 6,722,000 | 13,343,000 | 19,947,000 | 26,538,000 |
| Noninterest income | 1,694,000 | 3,659,000 | 5,627,000 | 7,574,000 |
| Noninterest expense | 5,308,000 | 10,665,000 | 15,922,000 | 21,743,000 |
| Provision for loan losses | 750,000 | 1,350,000 | 1,950,000 | 2,475,000 |
| Pretax income | 2,360,000 | 5,249,000 | 8,002,000 | 10,442,000 |
| Income tax | 689,000 | 1,595,000 | 2,447,000 | 3,174,000 |
| Net income | 1,671,000 | 3,654,000 | 5,555,000 | 7,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,902,000 | 82,286,000 | 83,587,000 | 84,700,000 |
| Total capital | 86,644,000 | 87,958,000 | 89,253,000 | 90,343,000 |
| Risk-weighted assets | 452,645,000 | 448,684,000 | 448,047,000 | 446,415,000 |