Call reports 2011
FIRST AMERICAN BANK AND TRUST — 2011
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 726,172,000 | 708,630,000 | 696,084,000 | 704,071,000 |
| Total loans | 456,925,000 | 445,811,000 | 447,275,000 | 444,957,000 |
| Allowance for loan losses | 10,257,000 | 9,812,000 | 11,751,000 | 12,335,000 |
| Securities available for sale | 195,289,000 | 193,231,000 | 189,097,000 | 203,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,148,000 | 620,921,000 | 600,532,000 | 612,539,000 |
| Interest-bearing deposits | 475,563,000 | 461,113,000 | 432,937,000 | 438,176,000 |
| Noninterest-bearing deposits | 165,585,000 | 159,808,000 | 167,595,000 | 174,363,000 |
| Equity capital | 78,789,000 | 81,045,000 | 82,752,000 | 83,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,131,000 | 16,170,000 | 23,939,000 | 31,675,000 |
| Interest expense | 1,414,000 | 2,692,000 | 3,869,000 | 4,838,000 |
| Net interest income | 6,717,000 | 13,478,000 | 20,070,000 | 26,837,000 |
| Noninterest income | 1,908,000 | 3,930,000 | 5,980,000 | 7,984,000 |
| Noninterest expense | 5,119,000 | 10,250,000 | 15,625,000 | 21,228,000 |
| Provision for loan losses | 2,250,000 | 4,000,000 | 6,250,000 | 7,350,000 |
| Pretax income | 1,258,000 | 3,161,000 | 4,401,000 | 6,471,000 |
| Income tax | 336,000 | 890,000 | 1,205,000 | 1,799,000 |
| Net income | 922,000 | 2,271,000 | 3,196,000 | 4,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,412,000 | 78,322,000 | 78,806,000 | 79,832,000 |
| Total capital | 83,225,000 | 83,996,000 | 84,453,000 | 85,474,000 |
| Risk-weighted assets | 460,600,000 | 449,773,000 | 445,625,000 | 444,645,000 |