Call reports 2010
FIRST AMERICAN BANK AND TRUST — 2010
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 725,492,000 | 715,460,000 | 712,390,000 | 716,858,000 |
| Total loans | 502,858,000 | 495,066,000 | 476,836,000 | 466,601,000 |
| Allowance for loan losses | 7,524,000 | 8,644,000 | 10,240,000 | 10,436,000 |
| Securities available for sale | 147,267,000 | 152,743,000 | 139,124,000 | 153,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,968,000 | 624,672,000 | 624,221,000 | 630,034,000 |
| Interest-bearing deposits | 489,256,000 | 486,114,000 | 479,218,000 | 482,363,000 |
| Noninterest-bearing deposits | 147,712,000 | 138,558,000 | 145,003,000 | 147,671,000 |
| Equity capital | 82,088,000 | 82,960,000 | 78,933,000 | 78,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,939,000 | 17,769,000 | 26,263,000 | 34,670,000 |
| Interest expense | 1,839,000 | 3,641,000 | 5,359,000 | 6,996,000 |
| Net interest income | 7,100,000 | 14,128,000 | 20,904,000 | 27,674,000 |
| Noninterest income | 2,003,000 | 3,768,000 | 5,773,000 | 7,975,000 |
| Noninterest expense | 5,519,000 | 10,603,000 | 15,868,000 | 20,907,000 |
| Provision for loan losses | 1,750,000 | 4,250,000 | 9,250,000 | 11,500,000 |
| Pretax income | 1,834,000 | 3,043,000 | 1,559,000 | 3,242,000 |
| Income tax | 389,000 | 698,000 | 103,000 | 580,000 |
| Net income | 1,445,000 | 2,345,000 | 1,456,000 | 2,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,180,000 | 80,491,000 | 76,163,000 | 76,929,000 |
| Total capital | 86,534,000 | 86,742,000 | 82,205,000 | 82,832,000 |
| Risk-weighted assets | 507,187,000 | 497,697,000 | 479,147,000 | 467,739,000 |