Call reports 2009
FIRST AMERICAN BANK AND TRUST — 2009
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 714,718,000 | 701,772,000 | 714,908,000 | 719,463,000 |
| Total loans | 508,814,000 | 514,756,000 | 508,906,000 | 505,619,000 |
| Allowance for loan losses | 8,358,000 | 9,546,000 | 7,779,000 | 7,702,000 |
| Securities available for sale | 141,824,000 | 130,943,000 | 137,980,000 | 139,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,681,000 | 611,828,000 | 623,140,000 | 630,747,000 |
| Interest-bearing deposits | 476,798,000 | 461,532,000 | 478,445,000 | 483,990,000 |
| Noninterest-bearing deposits | 148,883,000 | 150,296,000 | 144,695,000 | 146,757,000 |
| Equity capital | 77,659,000 | 80,702,000 | 82,737,000 | 81,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,754,000 | 19,423,000 | 28,957,000 | 38,075,000 |
| Interest expense | 2,345,000 | 4,393,000 | 6,275,000 | 8,333,000 |
| Net interest income | 7,409,000 | 15,030,000 | 22,682,000 | 29,742,000 |
| Noninterest income | 2,795,000 | 9,181,000 | 11,322,000 | 13,375,000 |
| Noninterest expense | 5,842,000 | 11,673,000 | 17,082,000 | 24,725,000 |
| Provision for loan losses | 1,200,000 | 3,700,000 | 5,200,000 | 7,400,000 |
| Pretax income | 3,162,000 | 8,847,000 | 11,731,000 | 11,003,000 |
| Income tax | 1,041,000 | 2,943,000 | 3,871,000 | 3,559,000 |
| Net income | 2,121,000 | 5,904,000 | 7,860,000 | 7,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,608,000 | 79,087,000 | 80,468,000 | 79,324,000 |
| Total capital | 81,060,000 | 85,635,000 | 86,959,000 | 85,791,000 |
| Risk-weighted assets | 514,228,000 | 520,879,000 | 518,005,000 | 516,129,000 |