Call reports 2008
FIRST AMERICAN BANK AND TRUST — 2008
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 680,422,000 | 686,892,000 | 691,759,000 | 704,878,000 |
| Total loans | 475,462,000 | 486,601,000 | 502,086,000 | 503,730,000 |
| Allowance for loan losses | 7,150,000 | 5,798,000 | 6,412,000 | 7,424,000 |
| Securities available for sale | 134,364,000 | 134,157,000 | 124,141,000 | 136,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 597,404,000 | 609,567,000 | 607,578,000 | 616,868,000 |
| Interest-bearing deposits | 454,746,000 | 466,169,000 | 464,717,000 | 470,481,000 |
| Noninterest-bearing deposits | 142,658,000 | 143,398,000 | 142,861,000 | 146,387,000 |
| Equity capital | 66,809,000 | 71,036,000 | 73,502,000 | 75,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,961,000 | 21,632,000 | 32,140,000 | 42,489,000 |
| Interest expense | 3,571,000 | 6,475,000 | 9,175,000 | 11,858,000 |
| Net interest income | 7,390,000 | 15,157,000 | 22,965,000 | 30,631,000 |
| Noninterest income | 3,111,000 | 5,927,000 | 8,661,000 | 11,096,000 |
| Noninterest expense | 5,647,000 | 11,741,000 | 17,228,000 | 23,688,000 |
| Provision for loan losses | 700,000 | 1,300,000 | 2,050,000 | 3,400,000 |
| Pretax income | 4,285,000 | 8,216,000 | 12,523,000 | 14,818,000 |
| Income tax | 1,454,000 | 2,814,000 | 4,341,000 | 5,078,000 |
| Net income | 2,831,000 | 5,402,000 | 8,182,000 | 9,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,918,000 | 69,748,000 | 71,994,000 | 73,020,000 |
| Total capital | 70,160,000 | 75,546,000 | 78,406,000 | 79,426,000 |
| Risk-weighted assets | 498,490,000 | 505,013,000 | 513,937,000 | 511,433,000 |