Call reports 2007
FIRST AMERICAN BANK AND TRUST — 2007
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 688,690,000 | 692,168,000 | 702,618,000 | 705,802,000 |
| Total loans | 407,947,000 | 436,564,000 | 461,379,000 | 466,624,000 |
| Allowance for loan losses | 5,713,000 | 5,786,000 | 5,821,000 | 6,275,000 |
| Securities available for sale | 198,577,000 | 204,788,000 | 178,038,000 | 160,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,931,000 | 622,215,000 | 628,570,000 | 629,320,000 |
| Interest-bearing deposits | 476,428,000 | 478,485,000 | 490,050,000 | 488,517,000 |
| Noninterest-bearing deposits | 144,503,000 | 143,730,000 | 138,520,000 | 140,803,000 |
| Equity capital | 55,679,000 | 56,918,000 | 61,336,000 | 63,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,544,000 | 21,669,000 | 33,335,000 | 44,791,000 |
| Interest expense | 3,834,000 | 7,934,000 | 12,259,000 | 16,486,000 |
| Net interest income | 6,710,000 | 13,735,000 | 21,076,000 | 28,305,000 |
| Noninterest income | 2,600,000 | 5,227,000 | 7,967,000 | 10,560,000 |
| Noninterest expense | 5,067,000 | 10,188,000 | 15,238,000 | 21,240,000 |
| Provision for loan losses | 150,000 | 326,000 | 575,000 | 1,125,000 |
| Pretax income | 4,093,000 | 8,450,000 | 13,225,000 | 16,476,000 |
| Income tax | 1,341,000 | 2,748,000 | 4,313,000 | 5,353,000 |
| Net income | 2,752,000 | 5,702,000 | 8,912,000 | 11,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,372,000 | 57,790,000 | 60,466,000 | 61,619,000 |
| Total capital | 60,992,000 | 63,576,000 | 66,287,000 | 67,880,000 |
| Risk-weighted assets | 449,527,000 | 474,700,000 | 496,135,000 | 500,901,000 |