Call reports 2006
FIRST AMERICAN BANK AND TRUST — 2006
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 644,361,000 | 636,023,000 | 638,759,000 | 664,386,000 |
| Total loans | 318,370,000 | 345,439,000 | 371,321,000 | 387,733,000 |
| Allowance for loan losses | 5,266,000 | 5,335,000 | 5,338,000 | 5,606,000 |
| Securities available for sale | 225,492,000 | 214,556,000 | 205,713,000 | 193,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,083,000 | 577,968,000 | 578,212,000 | 601,652,000 |
| Interest-bearing deposits | 431,721,000 | 422,030,000 | 432,651,000 | 456,678,000 |
| Noninterest-bearing deposits | 157,362,000 | 155,938,000 | 145,561,000 | 144,974,000 |
| Equity capital | 47,180,000 | 48,309,000 | 52,069,000 | 53,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,632,000 | 17,912,000 | 27,501,000 | 37,649,000 |
| Interest expense | 2,314,000 | 4,959,000 | 8,037,000 | 11,501,000 |
| Net interest income | 6,318,000 | 12,953,000 | 19,464,000 | 26,148,000 |
| Noninterest income | 1,752,000 | 3,703,000 | 6,069,000 | 8,555,000 |
| Noninterest expense | 4,302,000 | 8,702,000 | 13,324,000 | 18,715,000 |
| Provision for loan losses | 225,000 | 400,000 | 550,000 | 700,000 |
| Pretax income | 3,545,000 | 7,573,000 | 11,680,000 | 15,309,000 |
| Income tax | 1,144,000 | 2,484,000 | 3,830,000 | 4,985,000 |
| Net income | 2,401,000 | 5,089,000 | 7,850,000 | 10,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,908,000 | 51,043,000 | 52,063,000 | 53,154,000 |
| Total capital | 53,437,000 | 55,853,000 | 57,157,000 | 58,493,000 |
| Risk-weighted assets | 361,590,000 | 384,283,000 | 407,255,000 | 426,865,000 |