Call reports 2002
FIRST AMERICAN BANK AND TRUST — 2002
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 424,636,000 | 420,030,000 | 427,350,000 | 427,757,000 |
| Total loans | 245,387,000 | 249,887,000 | 256,345,000 | 258,230,000 |
| Allowance for loan losses | 5,171,000 | 4,966,000 | 5,120,000 | 5,089,000 |
| Securities available for sale | 128,626,000 | 124,679,000 | 112,898,000 | 114,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,920,000 | 371,528,000 | 376,110,000 | 385,776,000 |
| Interest-bearing deposits | 302,053,000 | 300,332,000 | 305,539,000 | 311,030,000 |
| Noninterest-bearing deposits | 71,867,000 | 71,196,000 | 70,571,000 | 74,746,000 |
| Equity capital | 43,878,000 | 46,068,000 | 47,661,000 | 39,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,566,000 | 13,084,000 | 19,366,000 | 25,370,000 |
| Interest expense | 1,891,000 | 3,590,000 | 5,185,000 | 6,681,000 |
| Net interest income | 4,675,000 | 9,494,000 | 14,181,000 | 18,689,000 |
| Noninterest income | 1,283,000 | 2,015,000 | 3,195,000 | 4,623,000 |
| Noninterest expense | 3,823,000 | 6,813,000 | 10,348,000 | 14,088,000 |
| Provision for loan losses | 275,000 | 425,000 | 575,000 | 725,000 |
| Pretax income | 1,860,000 | 4,281,000 | 6,446,000 | 8,493,000 |
| Income tax | 592,000 | 1,400,000 | 2,096,000 | 2,757,000 |
| Net income | 1,268,000 | 2,881,000 | 4,350,000 | 5,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,742,000 | 43,784,000 | 44,682,000 | 36,964,000 |
| Total capital | 45,871,000 | 46,935,000 | 47,928,000 | 40,232,000 |
| Risk-weighted assets | 248,257,000 | 250,300,000 | 257,882,000 | 259,608,000 |