Call reports 2001
FIRST AMERICAN BANK AND TRUST — 2001
What FIRST AMERICAN BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 387,178,000 | 382,606,000 | 418,170,000 | 433,595,000 |
| Total loans | 237,428,000 | 238,792,000 | 255,474,000 | 247,864,000 |
| Allowance for loan losses | 4,616,000 | 4,673,000 | 5,027,000 | 4,975,000 |
| Securities available for sale | 93,196,000 | 95,891,000 | 94,915,000 | 124,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,240,000 | 339,760,000 | 370,976,000 | 380,547,000 |
| Interest-bearing deposits | 275,855,000 | 278,025,000 | 304,956,000 | 310,053,000 |
| Noninterest-bearing deposits | 66,385,000 | 61,735,000 | 66,020,000 | 70,494,000 |
| Equity capital | 41,594,000 | 39,717,000 | 44,053,000 | 43,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,968,000 | 13,860,000 | 21,488,000 | 28,544,000 |
| Interest expense | 2,997,000 | 5,863,000 | 8,822,000 | 11,113,000 |
| Net interest income | 3,971,000 | 7,997,000 | 12,666,000 | 17,431,000 |
| Noninterest income | 1,037,000 | 2,125,000 | 3,754,000 | 5,017,000 |
| Noninterest expense | 2,884,000 | 5,816,000 | 9,688,000 | 13,593,000 |
| Provision for loan losses | 75,000 | 175,000 | 425,000 | 825,000 |
| Pretax income | 2,049,000 | 4,131,000 | 6,307,000 | 8,030,000 |
| Income tax | 681,000 | 1,378,000 | 2,074,000 | 2,648,000 |
| Net income | 1,368,000 | 2,753,000 | 4,233,000 | 5,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,173,000 | 38,321,000 | 41,260,000 | 42,045,000 |
| Total capital | 43,091,000 | 41,266,000 | 44,508,000 | 45,228,000 |
| Risk-weighted assets | 231,760,000 | 233,875,000 | 257,829,000 | 252,878,000 |