Call reports 2008
FIRST BANK OF PIKE — 2008
What FIRST BANK OF PIKE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,983,000 | 38,246,000 | 38,157,000 | 35,894,000 |
| Total loans | 24,502,000 | 26,264,000 | 26,674,000 | 26,399,000 |
| Allowance for loan losses | 278,000 | 297,000 | 279,000 | 282,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,327,000 | 8,756,000 | 7,840,000 | 6,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,466,000 | 33,757,000 | 33,630,000 | 31,377,000 |
| Interest-bearing deposits | 28,757,000 | 28,263,000 | 27,658,000 | 26,252,000 |
| Noninterest-bearing deposits | 5,709,000 | 5,494,000 | 5,972,000 | 5,125,000 |
| Equity capital | 4,218,000 | 4,274,000 | 4,346,000 | 4,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,414,000 | 2,097,000 | 2,781,000 |
| Interest expense | 288,000 | 564,000 | 822,000 | 1,061,000 |
| Net interest income | 427,000 | 850,000 | 1,275,000 | 1,720,000 |
| Noninterest income | 63,000 | 137,000 | 225,000 | 273,000 |
| Noninterest expense | 408,000 | 838,000 | 1,266,000 | 1,718,000 |
| Provision for loan losses | 33,000 | 45,000 | 58,000 | 70,000 |
| Pretax income | 49,000 | 104,000 | 176,000 | 205,000 |
| Income tax | 44,000 | 43,000 | 43,000 | 50,000 |
| Net income | 5,000 | 61,000 | 133,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,218,000 | 4,274,000 | 4,346,000 | 4,317,000 |
| Total capital | 4,496,000 | 4,571,000 | 4,625,000 | 4,599,000 |
| Risk-weighted assets | 24,093,000 | 25,022,000 | 25,228,000 | 24,160,000 |