Call reports 2007
FIRST BANK OF PIKE — 2007
What FIRST BANK OF PIKE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,945,000 | 36,358,000 | 37,564,000 | 37,903,000 |
| Total loans | 22,385,000 | 21,462,000 | 21,914,000 | 22,371,000 |
| Allowance for loan losses | 321,000 | 275,000 | 287,000 | 259,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,482,000 | 9,673,000 | 9,957,000 | 9,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,770,000 | 32,091,000 | 33,124,000 | 33,377,000 |
| Interest-bearing deposits | 26,838,000 | 26,731,000 | 28,158,000 | 28,469,000 |
| Noninterest-bearing deposits | 4,932,000 | 5,360,000 | 4,966,000 | 4,908,000 |
| Equity capital | 3,967,000 | 4,096,000 | 4,219,000 | 4,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,338,000 | 2,033,000 | 2,751,000 |
| Interest expense | 208,000 | 436,000 | 695,000 | 984,000 |
| Net interest income | 446,000 | 902,000 | 1,338,000 | 1,767,000 |
| Noninterest income | 66,000 | 135,000 | 218,000 | 296,000 |
| Noninterest expense | 341,000 | 675,000 | 1,011,000 | 1,469,000 |
| Provision for loan losses | 9,000 | 18,000 | 26,000 | 35,000 |
| Pretax income | 162,000 | 344,000 | 519,000 | 559,000 |
| Income tax | 53,000 | 106,000 | 158,000 | 154,000 |
| Net income | 109,000 | 238,000 | 361,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,967,000 | 4,096,000 | 4,219,000 | 4,213,000 |
| Total capital | 4,230,000 | 4,359,000 | 4,489,000 | 4,472,000 |
| Risk-weighted assets | 20,966,000 | 21,046,000 | 21,604,000 | 22,097,000 |