Call reports 2006
FIRST BANK OF PIKE — 2006
What FIRST BANK OF PIKE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,795,000 | 35,323,000 | 34,709,000 | 34,773,000 |
| Total loans | 24,394,000 | 23,196,000 | 22,855,000 | 22,484,000 |
| Allowance for loan losses | 298,000 | 303,000 | 295,000 | 307,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,337,000 | 8,912,000 | 8,920,000 | 9,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,019,000 | 31,440,000 | 30,674,000 | 30,662,000 |
| Interest-bearing deposits | 25,457,000 | 22,961,000 | 25,374,000 | 25,692,000 |
| Noninterest-bearing deposits | 5,562,000 | 8,479,000 | 5,300,000 | 4,970,000 |
| Equity capital | 3,615,000 | 3,752,000 | 3,905,000 | 3,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,204,000 | 1,839,000 | 2,496,000 |
| Interest expense | 166,000 | 348,000 | 540,000 | 740,000 |
| Net interest income | 419,000 | 856,000 | 1,299,000 | 1,756,000 |
| Noninterest income | 65,000 | 132,000 | 202,000 | 276,000 |
| Noninterest expense | 345,000 | 659,000 | 967,000 | 1,377,000 |
| Provision for loan losses | 9,000 | 18,000 | 26,000 | 66,000 |
| Pretax income | 130,000 | 311,000 | 508,000 | 589,000 |
| Income tax | 45,000 | 89,000 | 133,000 | 211,000 |
| Net income | 85,000 | 222,000 | 375,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,615,000 | 3,752,000 | 3,905,000 | 3,858,000 |
| Total capital | 3,901,000 | 4,021,000 | 4,172,000 | 4,121,000 |
| Risk-weighted assets | 22,829,000 | 21,446,000 | 21,304,000 | 20,982,000 |