Call reports 2005
FIRST BANK OF PIKE — 2005
What FIRST BANK OF PIKE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 33,401,000 | 33,101,000 | 34,119,000 | 33,674,000 |
| Total loans | 21,997,000 | 22,619,000 | 23,163,000 | 23,099,000 |
| Allowance for loan losses | 267,000 | 274,000 | 278,000 | 285,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,910,000 | 8,158,000 | 7,820,000 | 8,381,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,948,000 | 29,550,000 | 30,474,000 | 29,937,000 |
| Interest-bearing deposits | 24,639,000 | 24,541,000 | 25,253,000 | 24,617,000 |
| Noninterest-bearing deposits | 5,309,000 | 5,009,000 | 5,221,000 | 5,320,000 |
| Equity capital | 3,310,000 | 3,447,000 | 3,542,000 | 3,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,022,000 | 1,579,000 | 2,154,000 |
| Interest expense | 125,000 | 260,000 | 403,000 | 566,000 |
| Net interest income | 372,000 | 762,000 | 1,176,000 | 1,588,000 |
| Noninterest income | 54,000 | 115,000 | 188,000 | 257,000 |
| Noninterest expense | 330,000 | 597,000 | 886,000 | 1,266,000 |
| Provision for loan losses | 9,000 | 18,000 | 83,000 | 83,000 |
| Pretax income | 87,000 | 262,000 | 395,000 | 496,000 |
| Income tax | 38,000 | 76,000 | 114,000 | 176,000 |
| Net income | 49,000 | 186,000 | 281,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,310,000 | 3,447,000 | 3,542,000 | 3,530,000 |
| Total capital | 3,570,000 | 3,712,000 | 3,817,000 | 3,807,000 |
| Risk-weighted assets | 20,757,000 | 21,175,000 | 22,026,000 | 22,165,000 |