Call reports 2004
FIRST BANK OF PIKE — 2004
What FIRST BANK OF PIKE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,657,000 | 32,769,000 | 32,790,000 | 33,331,000 |
| Total loans | 21,239,000 | 21,796,000 | 21,791,000 | 21,765,000 |
| Allowance for loan losses | 264,000 | 262,000 | 270,000 | 271,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,608,000 | 7,925,000 | 7,894,000 | 8,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,458,000 | 29,522,000 | 29,399,000 | 29,896,000 |
| Interest-bearing deposits | 25,759,000 | 24,777,000 | 24,579,000 | 24,551,000 |
| Noninterest-bearing deposits | 4,699,000 | 4,745,000 | 4,820,000 | 5,345,000 |
| Equity capital | 3,048,000 | 3,147,000 | 3,291,000 | 3,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 946,000 | 1,437,000 | 1,937,000 |
| Interest expense | 122,000 | 243,000 | 365,000 | 491,000 |
| Net interest income | 353,000 | 703,000 | 1,072,000 | 1,446,000 |
| Noninterest income | 64,000 | 138,000 | 207,000 | 274,000 |
| Noninterest expense | 339,000 | 619,000 | 868,000 | 1,239,000 |
| Provision for loan losses | 9,000 | 18,000 | 26,000 | 35,000 |
| Pretax income | 69,000 | 204,000 | 385,000 | 446,000 |
| Income tax | 37,000 | 73,000 | 110,000 | 150,000 |
| Net income | 32,000 | 131,000 | 275,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,048,000 | 3,147,000 | 3,291,000 | 3,261,000 |
| Total capital | 3,312,000 | 3,409,000 | 3,561,000 | 3,519,000 |
| Risk-weighted assets | 20,321,000 | 20,801,000 | 20,788,000 | 20,662,000 |