Call reports 2003
FIRST BANK OF PIKE — 2003
What FIRST BANK OF PIKE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,400,000 | 32,354,000 | 31,262,000 | 31,729,000 |
| Total loans | 20,404,000 | 20,570,000 | 20,518,000 | 20,353,000 |
| Allowance for loan losses | 233,000 | 239,000 | 245,000 | 247,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,384,000 | 7,298,000 | 8,452,000 | 8,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,365,000 | 29,284,000 | 28,092,000 | 28,522,000 |
| Interest-bearing deposits | 25,452,000 | 24,894,000 | 23,440,000 | 24,136,000 |
| Noninterest-bearing deposits | 4,913,000 | 4,390,000 | 4,652,000 | 4,386,000 |
| Equity capital | 2,834,000 | 2,933,000 | 3,054,000 | 3,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,022,000 | 1,498,000 | 1,967,000 |
| Interest expense | 199,000 | 370,000 | 506,000 | 631,000 |
| Net interest income | 319,000 | 652,000 | 992,000 | 1,336,000 |
| Noninterest income | 54,000 | 116,000 | 187,000 | 250,000 |
| Noninterest expense | 274,000 | 531,000 | 782,000 | 1,114,000 |
| Provision for loan losses | 9,000 | 18,000 | 26,000 | 50,000 |
| Pretax income | 90,000 | 219,000 | 371,000 | 422,000 |
| Income tax | 31,000 | 61,000 | 92,000 | 146,000 |
| Net income | 59,000 | 158,000 | 279,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,834,000 | 2,933,000 | 3,054,000 | 3,016,000 |
| Total capital | 3,067,000 | 3,172,000 | 3,299,000 | 3,263,000 |
| Risk-weighted assets | 19,400,000 | 19,360,000 | 19,366,000 | 19,624,000 |