Call reports 2018
BANK OF NEW JERSEY — 2018
What BANK OF NEW JERSEY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 857,459,000 | 873,481,000 | 891,640,000 | 883,736,000 |
| Total loans | 723,004,000 | 740,175,000 | 743,239,000 | 764,981,000 |
| Allowance for loan losses | 8,111,000 | 8,188,000 | 8,149,000 | 8,393,000 |
| Securities available for sale | 52,179,000 | 51,433,000 | 40,725,000 | 32,293,000 |
| Securities held to maturity | 6,058,000 | 5,852,000 | 5,852,000 | 5,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,996,000 | 755,008,000 | 772,940,000 | 736,702,000 |
| Interest-bearing deposits | 622,058,000 | 602,854,000 | 633,554,000 | 618,213,000 |
| Noninterest-bearing deposits | 136,938,000 | 152,154,000 | 139,386,000 | 118,489,000 |
| Equity capital | 84,585,000 | 85,864,000 | 87,705,000 | 89,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,691,000 | 17,364,000 | 26,691,000 | 36,112,000 |
| Interest expense | 1,980,000 | 4,177,000 | 6,570,000 | 9,311,000 |
| Net interest income | 6,711,000 | 13,187,000 | 20,121,000 | 26,801,000 |
| Noninterest income | 95,000 | 205,000 | 320,000 | 385,000 |
| Noninterest expense | 4,703,000 | 9,413,000 | 13,832,000 | 18,921,000 |
| Provision for loan losses | 325,000 | 650,000 | 930,000 | 1,150,000 |
| Pretax income | 1,778,000 | 3,329,000 | 5,679,000 | 7,115,000 |
| Income tax | 435,000 | 796,000 | 1,385,000 | 1,634,000 |
| Net income | 1,343,000 | 2,533,000 | 4,294,000 | 5,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,167,000 | 86,441,000 | 88,282,000 | 89,528,000 |
| Total capital | 93,560,000 | 95,001,000 | 96,775,000 | 98,261,000 |
| Risk-weighted assets | 776,687,000 | 796,074,000 | 796,869,000 | 801,280,000 |