Call reports 2017
BANK OF NEW JERSEY — 2017
What BANK OF NEW JERSEY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 859,674,000 | 865,875,000 | 877,882,000 | 887,407,000 |
| Total loans | 684,270,000 | 675,314,000 | 692,883,000 | 720,393,000 |
| Allowance for loan losses | 8,241,000 | 7,993,000 | 7,985,000 | 8,317,000 |
| Securities available for sale | 57,650,000 | 49,666,000 | 59,245,000 | 53,234,000 |
| Securities held to maturity | 8,964,000 | 7,076,000 | 4,411,000 | 6,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 755,290,000 | 766,556,000 | 776,456,000 | 788,294,000 |
| Interest-bearing deposits | 620,331,000 | 623,511,000 | 634,228,000 | 654,633,000 |
| Noninterest-bearing deposits | 134,959,000 | 143,045,000 | 142,228,000 | 133,661,000 |
| Equity capital | 78,522,000 | 80,294,000 | 83,595,000 | 83,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,776,000 | 15,939,000 | 24,138,000 | 32,640,000 |
| Interest expense | 1,733,000 | 3,683,000 | 5,632,000 | 7,611,000 |
| Net interest income | 6,043,000 | 12,256,000 | 18,506,000 | 25,029,000 |
| Noninterest income | 118,000 | 229,000 | 341,000 | 449,000 |
| Noninterest expense | 4,502,000 | 8,807,000 | 13,036,000 | 17,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 400,000 |
| Pretax income | 1,659,000 | 3,678,000 | 5,811,000 | 7,247,000 |
| Income tax | 597,000 | 1,327,000 | 2,111,000 | 3,673,000 |
| Net income | 1,062,000 | 2,351,000 | 3,700,000 | 3,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,647,000 | 80,381,000 | 83,685,000 | 83,664,000 |
| Total capital | 87,222,000 | 88,642,000 | 91,950,000 | 92,265,000 |
| Risk-weighted assets | 726,383,000 | 718,202,000 | 738,571,000 | 772,122,000 |