Call reports 2011
BANK OF NEW JERSEY — 2011
What BANK OF NEW JERSEY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 390,464,000 | 403,298,000 | 436,376,000 | 469,842,000 |
| Total loans | 328,683,000 | 334,678,000 | 352,888,000 | 365,093,000 |
| Allowance for loan losses | 4,112,000 | 4,324,000 | 4,298,000 | 4,474,000 |
| Securities available for sale | 29,936,000 | 38,457,000 | 40,575,000 | 56,645,000 |
| Securities held to maturity | 2,838,000 | 5,238,000 | 3,910,000 | 4,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,730,000 | 349,905,000 | 381,559,000 | 416,163,000 |
| Interest-bearing deposits | 301,623,000 | 311,434,000 | 331,740,000 | 364,034,000 |
| Noninterest-bearing deposits | 36,107,000 | 38,471,000 | 49,820,000 | 52,129,000 |
| Equity capital | 50,825,000 | 51,975,000 | 50,925,000 | 51,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,668,000 | 9,566,000 | 14,580,000 | 19,860,000 |
| Interest expense | 1,083,000 | 2,210,000 | 3,408,000 | 4,746,000 |
| Net interest income | 3,585,000 | 7,356,000 | 11,172,000 | 15,114,000 |
| Noninterest income | 61,000 | 114,000 | 163,000 | 207,000 |
| Noninterest expense | 2,165,000 | 4,443,000 | 6,514,000 | 8,592,000 |
| Provision for loan losses | 386,000 | 598,000 | 898,000 | 1,183,000 |
| Pretax income | 1,095,000 | 2,429,000 | 3,923,000 | 5,546,000 |
| Income tax | 456,000 | 979,000 | 1,572,000 | 2,224,000 |
| Net income | 639,000 | 1,450,000 | 2,351,000 | 3,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,875,000 | 51,725,000 | 50,582,000 | 51,592,000 |
| Total capital | 54,931,000 | 55,892,000 | 54,880,000 | 56,066,000 |
| Risk-weighted assets | 324,428,000 | 333,168,000 | 352,448,000 | 368,192,000 |