Call reports 2010
BANK OF NEW JERSEY — 2010
What BANK OF NEW JERSEY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 329,909,000 | 353,445,000 | 359,877,000 | 370,255,000 |
| Total loans | 275,631,000 | 278,182,000 | 285,820,000 | 302,103,000 |
| Allowance for loan losses | 3,062,000 | 3,446,000 | 3,499,000 | 3,749,000 |
| Securities available for sale | 23,044,000 | 32,449,000 | 34,678,000 | 27,923,000 |
| Securities held to maturity | 0 | 2,400,000 | 3,728,000 | 3,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,512,000 | 301,165,000 | 306,851,000 | 318,421,000 |
| Interest-bearing deposits | 246,407,000 | 266,962,000 | 274,513,000 | 285,177,000 |
| Noninterest-bearing deposits | 32,105,000 | 34,203,000 | 32,338,000 | 33,244,000 |
| Equity capital | 50,080,000 | 50,885,000 | 51,637,000 | 50,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,046,000 | 8,253,000 | 12,562,000 | 17,011,000 |
| Interest expense | 1,045,000 | 2,132,000 | 3,237,000 | 4,337,000 |
| Net interest income | 3,001,000 | 6,121,000 | 9,325,000 | 12,674,000 |
| Noninterest income | 38,000 | 98,000 | 152,000 | 206,000 |
| Noninterest expense | 1,904,000 | 3,804,000 | 5,720,000 | 8,049,000 |
| Provision for loan losses | 270,000 | 655,000 | 1,085,000 | 1,335,000 |
| Pretax income | 865,000 | 1,760,000 | 2,672,000 | 3,623,000 |
| Income tax | 351,000 | 722,000 | 1,090,000 | 1,472,000 |
| Net income | 514,000 | 1,038,000 | 1,582,000 | 2,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,057,000 | 50,655,000 | 51,272,000 | 50,197,000 |
| Total capital | 53,119,000 | 54,073,000 | 54,771,000 | 53,944,000 |
| Risk-weighted assets | 268,791,000 | 273,423,000 | 283,292,000 | 298,984,000 |