Call reports 2006
BANK OF NEW JERSEY — 2006
What BANK OF NEW JERSEY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 62,774,000 | 81,464,000 | 106,047,000 |
| Total loans | 16,479,000 | 49,612,000 | 80,685,000 |
| Allowance for loan losses | 197,000 | 564,000 | 866,000 |
| Securities available for sale | 2,000,000 | 8,579,000 | 9,599,000 |
| Securities held to maturity | 1,991,000 | 1,991,000 | 1,993,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 19,462,000 | 38,192,000 | 61,866,000 |
| Interest-bearing deposits | 8,696,000 | 28,999,000 | 51,623,000 |
| Noninterest-bearing deposits | 10,766,000 | 9,193,000 | 10,244,000 |
| Equity capital | 43,218,000 | 43,151,000 | 43,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 1,677,000 | 2,763,000 | 4,284,000 |
| Interest expense | 61,000 | 211,000 | 606,000 |
| Net interest income | 1,616,000 | 2,552,000 | 3,678,000 |
| Noninterest income | 1,000 | 6,000 | 15,000 |
| Noninterest expense | 1,826,000 | 2,498,000 | 3,328,000 |
| Provision for loan losses | 197,000 | 564,000 | 866,000 |
| Pretax income | -406,000 | -504,000 | -501,000 |
| Income tax | 0 | 0 | 164,000 |
| Net income | -406,000 | -504,000 | -665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 43,218,000 | 43,132,000 | 43,000,000 |
| Total capital | 43,415,000 | 43,696,000 | 43,866,000 |
| Risk-weighted assets | 26,899,000 | 53,095,000 | 81,492,000 |