Call reports 2007
MOUNT PROSPECT NATIONAL BANK — 2007
What MOUNT PROSPECT NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 529,949,000 | 549,046,000 | 544,021,000 |
| Total loans | 424,425,000 | 442,238,000 | 442,257,000 |
| Allowance for loan losses | 5,783,000 | 5,788,000 | 4,183,000 |
| Securities available for sale | 68,615,000 | 66,678,000 | 57,907,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 459,937,000 | 468,606,000 | 478,957,000 |
| Interest-bearing deposits | 449,750,000 | 455,788,000 | 471,980,000 |
| Noninterest-bearing deposits | 10,187,000 | 12,818,000 | 6,977,000 |
| Equity capital | 49,864,000 | 51,136,000 | 49,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 8,713,000 | 17,709,000 | 26,858,000 |
| Interest expense | 4,146,000 | 8,379,000 | 12,789,000 |
| Net interest income | 4,567,000 | 9,330,000 | 14,069,000 |
| Noninterest income | 512,000 | 999,000 | 1,403,000 |
| Noninterest expense | 2,916,000 | 5,746,000 | 12,770,000 |
| Provision for loan losses | 0 | 0 | 1,681,000 |
| Pretax income | 2,193,000 | 4,613,000 | 669,000 |
| Income tax | 731,000 | 1,551,000 | -118,000 |
| Net income | 1,462,000 | 3,062,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 48,837,000 | 50,438,000 | 48,162,000 |
| Total capital | 54,026,000 | 55,608,000 | 51,732,000 |
| Risk-weighted assets | 474,816,000 | 493,706,000 | 489,551,000 |