Call reports 2006
MOUNT PROSPECT NATIONAL BANK — 2006
What MOUNT PROSPECT NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 348,378,000 | 369,893,000 | 524,921,000 | 534,131,000 |
| Total loans | 265,725,000 | 289,914,000 | 412,003,000 | 424,947,000 |
| Allowance for loan losses | 4,035,000 | 4,174,000 | 5,779,000 | 5,781,000 |
| Securities available for sale | 57,253,000 | 52,321,000 | 73,854,000 | 72,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,102,000 | 307,388,000 | 461,738,000 | 462,155,000 |
| Interest-bearing deposits | 278,425,000 | 293,655,000 | 451,896,000 | 446,120,000 |
| Noninterest-bearing deposits | 13,677,000 | 13,733,000 | 9,842,000 | 16,035,000 |
| Equity capital | 29,779,000 | 30,621,000 | 45,890,000 | 48,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,261,000 | 10,879,000 | 24,389,000 | 33,121,000 |
| Interest expense | 2,136,000 | 4,547,000 | 10,578,000 | 14,561,000 |
| Net interest income | 3,125,000 | 6,332,000 | 13,811,000 | 18,560,000 |
| Noninterest income | 328,000 | 781,000 | 1,556,000 | 2,179,000 |
| Noninterest expense | 2,006,000 | 3,966,000 | 9,084,000 | 11,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,447,000 | 3,147,000 | 6,283,000 | 8,804,000 |
| Income tax | 486,000 | 1,059,000 | 2,109,000 | 2,429,000 |
| Net income | 961,000 | 2,088,000 | 4,174,000 | 6,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,397,000 | 31,525,000 | 45,174,000 | 47,375,000 |
| Total capital | 34,107,000 | 35,339,000 | 50,436,000 | 52,618,000 |
| Risk-weighted assets | 296,497,000 | 319,273,000 | 466,362,000 | 470,123,000 |