Call reports 2005
MOUNT PROSPECT NATIONAL BANK — 2005
What MOUNT PROSPECT NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 355,440,000 | 351,457,000 | 341,260,000 | 343,579,000 |
| Total loans | 255,935,000 | 261,779,000 | 258,004,000 | 260,413,000 |
| Allowance for loan losses | 3,866,000 | 4,153,000 | 4,182,000 | 3,962,000 |
| Securities available for sale | 71,462,000 | 68,097,000 | 62,401,000 | 59,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,827,000 | 304,995,000 | 301,752,000 | 309,566,000 |
| Interest-bearing deposits | 277,485,000 | 258,729,000 | 251,557,000 | 257,427,000 |
| Noninterest-bearing deposits | 45,342,000 | 46,266,000 | 50,195,000 | 52,139,000 |
| Equity capital | 26,446,000 | 27,348,000 | 28,145,000 | 28,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,357,000 | 9,523,000 | 14,102,000 | 19,243,000 |
| Interest expense | 1,513,000 | 3,579,000 | 5,136,000 | 7,094,000 |
| Net interest income | 2,844,000 | 5,944,000 | 8,966,000 | 12,149,000 |
| Noninterest income | 283,000 | 496,000 | 794,000 | 1,080,000 |
| Noninterest expense | 1,902,000 | 3,838,000 | 5,755,000 | 7,777,000 |
| Provision for loan losses | 285,000 | 570,000 | 570,000 | 570,000 |
| Pretax income | 936,000 | 2,022,000 | 3,410,000 | 4,855,000 |
| Income tax | 283,000 | 627,000 | 1,083,000 | 1,572,000 |
| Net income | 653,000 | 1,395,000 | 2,327,000 | 3,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,807,000 | 27,549,000 | 28,482,000 | 28,273,000 |
| Total capital | 30,230,000 | 31,124,000 | 31,638,000 | 31,848,000 |
| Risk-weighted assets | 273,421,000 | 285,791,000 | 282,347,000 | 285,604,000 |