Call reports 2004
MOUNT PROSPECT NATIONAL BANK — 2004
What MOUNT PROSPECT NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 304,938,000 | 334,662,000 | 339,096,000 | 338,310,000 |
| Total loans | 213,973,000 | 224,596,000 | 233,894,000 | 244,556,000 |
| Allowance for loan losses | 3,155,000 | 3,198,000 | 3,469,000 | 3,519,000 |
| Securities available for sale | 71,018,000 | 83,404,000 | 84,363,000 | 75,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,791,000 | 306,823,000 | 304,234,000 | 299,968,000 |
| Interest-bearing deposits | 242,860,000 | 265,398,000 | 257,436,000 | 253,635,000 |
| Noninterest-bearing deposits | 34,931,000 | 41,425,000 | 46,798,000 | 46,333,000 |
| Equity capital | 22,063,000 | 21,498,000 | 24,840,000 | 26,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,397,000 | 6,908,000 | 10,685,000 | 14,799,000 |
| Interest expense | 980,000 | 2,077,000 | 3,247,000 | 4,578,000 |
| Net interest income | 2,417,000 | 4,831,000 | 7,438,000 | 10,221,000 |
| Noninterest income | 305,000 | 606,000 | 926,000 | 1,285,000 |
| Noninterest expense | 1,766,000 | 3,309,000 | 5,119,000 | 7,101,000 |
| Provision for loan losses | 290,000 | 835,000 | 1,105,000 | 1,375,000 |
| Pretax income | 680,000 | 1,325,000 | 2,166,000 | 3,043,000 |
| Income tax | 210,000 | 366,000 | 606,000 | 861,000 |
| Net income | 470,000 | 959,000 | 1,560,000 | 2,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,442,000 | 21,931,000 | 24,532,000 | 26,154,000 |
| Total capital | 24,454,000 | 25,028,000 | 27,811,000 | 29,442,000 |
| Risk-weighted assets | 240,813,000 | 247,831,000 | 262,163,000 | 262,808,000 |