Call reports 2003
MOUNT PROSPECT NATIONAL BANK — 2003
What MOUNT PROSPECT NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 267,360,000 | 280,040,000 | 290,305,000 | 284,834,000 |
| Total loans | 164,897,000 | 178,542,000 | 180,475,000 | 191,357,000 |
| Allowance for loan losses | 2,809,000 | 2,989,000 | 3,175,000 | 2,865,000 |
| Securities available for sale | 75,843,000 | 87,928,000 | 97,000,000 | 81,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,449,000 | 254,078,000 | 262,490,000 | 248,751,000 |
| Interest-bearing deposits | 213,608,000 | 225,684,000 | 232,931,000 | 216,711,000 |
| Noninterest-bearing deposits | 29,841,000 | 28,394,000 | 29,559,000 | 32,040,000 |
| Equity capital | 18,209,000 | 18,742,000 | 18,507,000 | 19,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,995,000 | 6,196,000 | 9,445,000 | 12,854,000 |
| Interest expense | 1,199,000 | 2,432,000 | 3,597,000 | 4,588,000 |
| Net interest income | 1,796,000 | 3,764,000 | 5,848,000 | 8,266,000 |
| Noninterest income | 330,000 | 679,000 | 1,049,000 | 1,283,000 |
| Noninterest expense | 1,250,000 | 2,561,000 | 4,289,000 | 5,909,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 759,000 | 1,604,000 | 2,150,000 | 3,002,000 |
| Income tax | 258,000 | 546,000 | 702,000 | 970,000 |
| Net income | 501,000 | 1,058,000 | 1,448,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,441,000 | 17,998,000 | 18,388,000 | 18,972,000 |
| Total capital | 19,863,000 | 20,623,000 | 20,977,000 | 21,628,000 |
| Risk-weighted assets | 193,264,000 | 209,640,000 | 206,496,000 | 212,283,000 |