Call reports 2002
MOUNT PROSPECT NATIONAL BANK — 2002
What MOUNT PROSPECT NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 223,530,000 | 221,988,000 | 232,564,000 | 242,363,000 |
| Total loans | 133,171,000 | 140,209,000 | 147,280,000 | 154,135,000 |
| Allowance for loan losses | 2,129,000 | 2,350,000 | 2,647,000 | 2,626,000 |
| Securities available for sale | 64,101,000 | 74,769,000 | 76,887,000 | 80,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,863,000 | 201,600,000 | 200,139,000 | 209,910,000 |
| Interest-bearing deposits | 181,500,000 | 174,476,000 | 174,207,000 | 182,598,000 |
| Noninterest-bearing deposits | 24,363,000 | 27,124,000 | 25,932,000 | 27,312,000 |
| Equity capital | 14,970,000 | 16,152,000 | 17,235,000 | 17,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,003,000 | 6,129,000 | 9,454,000 | 12,556,000 |
| Interest expense | 1,304,000 | 2,547,000 | 3,756,000 | 4,964,000 |
| Net interest income | 1,699,000 | 3,582,000 | 5,698,000 | 7,592,000 |
| Noninterest income | 297,000 | 628,000 | 994,000 | 1,422,000 |
| Noninterest expense | 1,110,000 | 2,266,000 | 3,491,000 | 4,738,000 |
| Provision for loan losses | 235,000 | 465,000 | 760,000 | 950,000 |
| Pretax income | 683,000 | 1,541,000 | 2,503,000 | 3,407,000 |
| Income tax | 246,000 | 558,000 | 893,000 | 1,217,000 |
| Net income | 437,000 | 983,000 | 1,610,000 | 2,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,187,000 | 15,733,000 | 16,360,000 | 16,940,000 |
| Total capital | 17,148,000 | 17,771,000 | 18,498,000 | 19,173,000 |
| Risk-weighted assets | 156,731,000 | 162,777,000 | 170,675,000 | 178,219,000 |