Call reports 2001
MOUNT PROSPECT NATIONAL BANK — 2001
What MOUNT PROSPECT NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 172,327,000 | 183,794,000 | 184,836,000 | 215,594,000 |
| Total loans | 97,096,000 | 110,768,000 | 117,582,000 | 124,888,000 |
| Allowance for loan losses | 1,508,000 | 1,624,000 | 1,710,000 | 1,904,000 |
| Securities available for sale | 62,295,000 | 53,344,000 | 49,830,000 | 62,985,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,642,000 | 167,956,000 | 167,488,000 | 198,872,000 |
| Interest-bearing deposits | 137,585,000 | 146,172,000 | 144,839,000 | 174,636,000 |
| Noninterest-bearing deposits | 20,057,000 | 21,784,000 | 22,649,000 | 24,236,000 |
| Equity capital | 13,549,000 | 13,712,000 | 14,600,000 | 14,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,030,000 | 6,074,000 | 9,095,000 | 12,070,000 |
| Interest expense | 1,782,000 | 3,564,000 | 5,038,000 | 6,382,000 |
| Net interest income | 1,248,000 | 2,510,000 | 4,057,000 | 5,688,000 |
| Noninterest income | 206,000 | 477,000 | 764,000 | 1,091,000 |
| Noninterest expense | 906,000 | 1,850,000 | 2,878,000 | 3,925,000 |
| Provision for loan losses | 120,000 | 240,000 | 405,000 | 640,000 |
| Pretax income | 428,000 | 897,000 | 1,542,000 | 2,262,000 |
| Income tax | 134,000 | 281,000 | 489,000 | 730,000 |
| Net income | 294,000 | 616,000 | 1,053,000 | 1,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,512,000 | 13,834,000 | 14,271,000 | 14,750,000 |
| Total capital | 15,020,000 | 15,458,000 | 15,981,000 | 16,601,000 |
| Risk-weighted assets | 119,915,000 | 134,411,000 | 139,840,000 | 148,008,000 |