Call reports 2026
PEOPLES INDEPENDENT BANK — 2026
What PEOPLES INDEPENDENT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 485,550,000 | 485,680,000 |
| Total loans | 200,010,000 | 189,567,000 |
| Allowance for loan losses | 1,792,000 | 1,780,000 |
| Securities available for sale | 142,415,000 | 133,516,000 |
| Securities held to maturity | 2,700,000 | 2,700,000 |
| Trading assets | 0 | 0 |
| Total deposits | 442,272,000 | 441,337,000 |
| Interest-bearing deposits | 348,914,000 | 354,488,000 |
| Noninterest-bearing deposits | 93,358,000 | 86,849,000 |
| Equity capital | 39,835,000 | 40,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,110,000 | 12,266,000 |
| Interest expense | 2,082,000 | 4,246,000 |
| Net interest income | 4,028,000 | 8,020,000 |
| Noninterest income | 541,000 | 1,103,000 |
| Noninterest expense | 2,804,000 | 5,235,000 |
| Provision for loan losses | -177,000 | -177,000 |
| Pretax income | 1,998,000 | 4,122,000 |
| Income tax | 130,000 | 268,000 |
| Net income | 1,868,000 | 3,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 44,815,000 | 45,035,000 |
| Total capital | 46,783,000 | 46,992,000 |
| Risk-weighted assets | 311,228,000 | 320,310,000 |