Call reports 2022
PEOPLES INDEPENDENT BANK — 2022
What PEOPLES INDEPENDENT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 424,563,000 | 429,775,000 | 413,439,000 | 405,962,000 |
| Total loans | 171,096,000 | 165,761,000 | 173,987,000 | 182,860,000 |
| Allowance for loan losses | 1,763,000 | 1,740,000 | 1,737,000 | 1,842,000 |
| Securities available for sale | 176,847,000 | 190,462,000 | 189,464,000 | 173,549,000 |
| Securities held to maturity | 8,500,000 | 8,500,000 | 9,250,000 | 9,250,000 |
| Trading assets | 4,987,000 | 5,071,000 | 0 | 0 |
| Total deposits | 388,892,000 | 399,631,000 | 387,389,000 | 377,224,000 |
| Interest-bearing deposits | 303,269,000 | 308,984,000 | 302,847,000 | 298,994,000 |
| Noninterest-bearing deposits | 85,623,000 | 90,647,000 | 84,542,000 | 78,230,000 |
| Equity capital | 32,265,000 | 26,690,000 | 22,435,000 | 25,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,377,000 | 6,889,000 | 10,835,000 | 15,017,000 |
| Interest expense | 223,000 | 465,000 | 775,000 | 1,266,000 |
| Net interest income | 3,154,000 | 6,424,000 | 10,060,000 | 13,751,000 |
| Noninterest income | 702,000 | 1,262,000 | 1,794,000 | 2,374,000 |
| Noninterest expense | 2,380,000 | 4,644,000 | 7,040,000 | 9,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,484,000 | 3,046,000 | 4,501,000 | 5,755,000 |
| Income tax | 96,000 | 198,000 | 293,000 | 327,000 |
| Net income | 1,388,000 | 2,848,000 | 4,208,000 | 5,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,212,000 | 36,106,000 | 36,751,000 | 37,255,000 |
| Total capital | 36,975,000 | 37,846,000 | 38,488,000 | 39,097,000 |
| Risk-weighted assets | 272,838,000 | 270,310,000 | 274,791,000 | 280,166,000 |