Call reports 2021
PEOPLES INDEPENDENT BANK — 2021
What PEOPLES INDEPENDENT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 391,805,000 | 403,164,000 | 417,862,000 | 422,847,000 |
| Total loans | 161,501,000 | 166,927,000 | 172,882,000 | 174,375,000 |
| Allowance for loan losses | 1,753,000 | 1,747,000 | 1,746,000 | 1,762,000 |
| Securities available for sale | 144,154,000 | 161,988,000 | 165,474,000 | 168,660,000 |
| Securities held to maturity | 7,250,000 | 8,250,000 | 8,500,000 | 8,500,000 |
| Trading assets | 4,745,000 | 7,045,000 | 5,815,000 | 4,987,000 |
| Total deposits | 349,900,000 | 358,844,000 | 373,155,000 | 378,518,000 |
| Interest-bearing deposits | 267,931,000 | 275,405,000 | 287,545,000 | 294,743,000 |
| Noninterest-bearing deposits | 81,969,000 | 83,439,000 | 85,610,000 | 83,775,000 |
| Equity capital | 38,228,000 | 40,016,000 | 40,899,000 | 40,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,283,000 | 6,717,000 | 10,695,000 | 13,957,000 |
| Interest expense | 248,000 | 485,000 | 711,000 | 936,000 |
| Net interest income | 3,035,000 | 6,232,000 | 9,984,000 | 13,021,000 |
| Noninterest income | 681,000 | 1,414,000 | 2,175,000 | 2,856,000 |
| Noninterest expense | 2,259,000 | 4,621,000 | 7,025,000 | 9,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 1,454,000 | 3,731,000 | 5,842,000 | 7,206,000 |
| Income tax | 110,000 | 289,000 | 380,000 | 394,000 |
| Net income | 1,344,000 | 3,442,000 | 5,462,000 | 6,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,268,000 | 32,551,000 | 34,005,000 | 34,490,000 |
| Total capital | 33,021,000 | 34,298,000 | 35,751,000 | 36,252,000 |
| Risk-weighted assets | 235,784,000 | 248,242,000 | 257,433,000 | 265,167,000 |