Call reports 2019
PEOPLES INDEPENDENT BANK — 2019
What PEOPLES INDEPENDENT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 309,167,000 | 299,800,000 | 305,520,000 | 303,714,000 |
| Total loans | 133,469,000 | 137,458,000 | 140,469,000 | 141,283,000 |
| Allowance for loan losses | 1,341,000 | 1,411,000 | 1,510,000 | 1,423,000 |
| Securities available for sale | 119,455,000 | 116,287,000 | 112,480,000 | 107,443,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 2,000,000 | 3,000,000 |
| Trading assets | 7,335,000 | 5,590,000 | 7,097,000 | 6,642,000 |
| Total deposits | 273,110,000 | 262,120,000 | 266,753,000 | 266,007,000 |
| Interest-bearing deposits | 219,876,000 | 211,591,000 | 215,289,000 | 215,707,000 |
| Noninterest-bearing deposits | 53,234,000 | 50,529,000 | 51,464,000 | 50,300,000 |
| Equity capital | 32,906,000 | 34,363,000 | 35,107,000 | 34,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,037,000 | 6,129,000 | 9,215,000 | 12,331,000 |
| Interest expense | 506,000 | 1,027,000 | 1,564,000 | 2,078,000 |
| Net interest income | 2,531,000 | 5,102,000 | 7,651,000 | 10,253,000 |
| Noninterest income | 624,000 | 1,241,000 | 2,111,000 | 2,872,000 |
| Noninterest expense | 2,172,000 | 4,854,000 | 7,145,000 | 9,400,000 |
| Provision for loan losses | 65,000 | 150,000 | 240,000 | 280,000 |
| Pretax income | 919,000 | 2,222,000 | 3,303,000 | 4,387,000 |
| Income tax | 60,000 | 144,000 | 215,000 | 207,000 |
| Net income | 859,000 | 2,078,000 | 3,088,000 | 4,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,665,000 | 29,918,000 | 29,763,000 | 29,690,000 |
| Total capital | 31,006,000 | 31,329,000 | 31,273,000 | 31,113,000 |
| Risk-weighted assets | 201,076,000 | 194,697,000 | 201,481,000 | 202,372,000 |