Call reports 2018
PEOPLES INDEPENDENT BANK — 2018
What PEOPLES INDEPENDENT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 318,644,000 | 308,191,000 | 305,755,000 | 299,731,000 |
| Total loans | 121,263,000 | 127,231,000 | 129,575,000 | 131,674,000 |
| Allowance for loan losses | 1,192,000 | 1,219,000 | 1,305,000 | 1,306,000 |
| Securities available for sale | 124,974,000 | 125,577,000 | 119,469,000 | 119,383,000 |
| Securities held to maturity | 0 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 6,300,000 | 8,468,000 | 7,299,000 |
| Total deposits | 285,962,000 | 274,615,000 | 273,038,000 | 265,806,000 |
| Interest-bearing deposits | 234,881,000 | 225,802,000 | 225,610,000 | 219,303,000 |
| Noninterest-bearing deposits | 51,081,000 | 48,813,000 | 47,428,000 | 46,503,000 |
| Equity capital | 29,348,000 | 30,181,000 | 29,002,000 | 30,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,584,000 | 8,560,000 | 11,607,000 |
| Interest expense | 456,000 | 932,000 | 1,429,000 | 1,936,000 |
| Net interest income | 2,224,000 | 4,652,000 | 7,131,000 | 9,671,000 |
| Noninterest income | 636,000 | 1,417,000 | 2,010,000 | 2,719,000 |
| Noninterest expense | 2,107,000 | 4,260,000 | 6,407,000 | 8,711,000 |
| Provision for loan losses | 60,000 | 227,000 | 247,000 | 347,000 |
| Pretax income | 717,000 | 1,601,000 | 2,534,000 | 3,518,000 |
| Income tax | 47,000 | 104,000 | 165,000 | 111,000 |
| Net income | 670,000 | 1,497,000 | 2,369,000 | 3,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,231,000 | 29,093,000 | 29,148,000 | 29,292,000 |
| Total capital | 29,423,000 | 30,312,000 | 30,453,000 | 30,598,000 |
| Risk-weighted assets | 194,656,000 | 182,367,000 | 187,230,000 | 198,409,000 |