Call reports 2017
PEOPLES INDEPENDENT BANK — 2017
What PEOPLES INDEPENDENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 212,867,000 | 312,720,000 | 313,627,000 | 315,911,000 |
| Total loans | 97,837,000 | 136,658,000 | 133,095,000 | 123,654,000 |
| Allowance for loan losses | 1,152,000 | 1,328,000 | 763,000 | 1,122,000 |
| Securities available for sale | 82,678,000 | 108,759,000 | 114,048,000 | 122,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,195,000 | 279,547,000 | 279,415,000 | 281,757,000 |
| Interest-bearing deposits | 161,211,000 | 227,963,000 | 227,752,000 | 230,805,000 |
| Noninterest-bearing deposits | 27,985,000 | 51,584,000 | 51,664,000 | 50,952,000 |
| Equity capital | 23,076,000 | 30,014,000 | 30,696,000 | 30,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,119,000 | 4,949,000 | 7,753,000 | 10,435,000 |
| Interest expense | 283,000 | 688,000 | 1,122,000 | 1,567,000 |
| Net interest income | 1,836,000 | 4,261,000 | 6,631,000 | 8,868,000 |
| Noninterest income | 410,000 | 1,045,000 | 1,715,000 | 2,507,000 |
| Noninterest expense | 1,526,000 | 3,676,000 | 5,940,000 | 8,167,000 |
| Provision for loan losses | 20,000 | 80,000 | 105,000 | 470,000 |
| Pretax income | 702,000 | 1,534,000 | 2,283,000 | 2,990,000 |
| Income tax | 46,000 | 100,000 | 148,000 | 50,000 |
| Net income | 656,000 | 1,434,000 | 2,135,000 | 2,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,317,000 | 26,200,000 | 26,961,000 | 27,782,000 |
| Total capital | 23,469,000 | 27,528,000 | 27,724,000 | 28,904,000 |
| Risk-weighted assets | 138,213,000 | 198,347,000 | 198,217,000 | 190,388,000 |