Call reports 2025
CARROLLTON BANK — 2025
What CARROLLTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,615,625,000 | 3,686,498,000 | 3,776,064,000 | 3,810,105,000 |
| Total loans | 2,789,979,000 | 2,808,260,000 | 2,784,096,000 | 2,899,368,000 |
| Allowance for loan losses | 35,560,000 | 33,543,000 | 34,701,000 | 36,611,000 |
| Securities available for sale | 253,957,000 | 254,245,000 | 259,925,000 | 251,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,307,630,000 | 3,374,254,000 | 3,461,167,000 | 3,490,782,000 |
| Interest-bearing deposits | 2,746,620,000 | 2,825,375,000 | 2,898,443,000 | 2,905,453,000 |
| Noninterest-bearing deposits | 561,010,000 | 548,879,000 | 562,724,000 | 585,329,000 |
| Equity capital | 280,800,000 | 287,612,000 | 290,056,000 | 292,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 47,094,000 | 96,080,000 | 147,605,000 | 198,829,000 |
| Interest expense | 20,842,000 | 42,587,000 | 65,181,000 | 85,869,000 |
| Net interest income | 26,252,000 | 53,493,000 | 82,424,000 | 112,960,000 |
| Noninterest income | 6,520,000 | 9,739,000 | 13,074,000 | 16,098,000 |
| Noninterest expense | 18,326,000 | 36,603,000 | 54,945,000 | 73,638,000 |
| Provision for loan losses | 74,000 | 1,039,000 | 2,187,000 | 4,816,000 |
| Pretax income | 14,383,000 | 25,615,000 | 38,382,000 | 50,485,000 |
| Income tax | 3,587,000 | 6,869,000 | 10,130,000 | 12,122,000 |
| Net income | 10,796,000 | 18,746,000 | 28,252,000 | 38,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 289,742,000 | 295,442,000 | 296,448,000 | 298,310,000 |
| Total capital | 326,202,000 | 329,885,000 | 332,049,000 | 335,821,000 |
| Risk-weighted assets | 2,931,537,000 | 2,939,087,000 | 2,931,006,000 | 3,042,121,000 |